Understanding Today's Modular Home - Read More


Factory Built Homes Defined

There are many different kinds of "factory-built" homes. Do you know the difference?

Many types of structures are built in the factory and designed for long-term residential use. It may surprise you to learn that almost all homes built today are comprised of some type of "factory-built" component. The differences in the types of factory-built housing can be summarized as follows: 

Modular Homes: 
These homes are built in a factory as modules that meet the state or local building code where the home will be located. Modules are transported to the site, installed on foundations, and completed. A modular home is comprised of two or more modules. 

Panelized Homes:
 These are homes in which panels - a whole wall with windows, doors, wiring and outside siding - are transported to the site and assembled. The homes must meet state or local building codes where they are sited.

Pre-Cut Homes:
 This is the name for homes in which building materials are factory-cut to design specifications, transported to the site and assembled. Pre-cut homes include kit, log and dome homes. These homes must meet local, state or regional building codes.

Manufactured Homes: These are homes built entirely in the factory under a federal building code administered by the U.S. Department of Housing and Urban Development (HUD). Manufactured homes may be single- or multi-section and are transported to the site and installed.

 Why Purchase a Modular Home?

What are the benefits of today’s modular home?

- All aspects of the construction process are controlled. 

- The weather doesn’t interfere with construction and cause delays. Also inventory is better controlled and materials are protected from theft and weather-related damage.

- All technicians, craftsmen and assemblers are on the same team and professionally supervised.

- All construction materials, as well as interior features and appliances are purchased in volume for additional savings.

- Cost of interim construction financing is significantly reduced or eliminated.

- Modular homes are financed using convential mortgage products, and are viewed exactly the same as site-built homes in construction codes and zoning laws.

- All aspects of construction are continually inspected by not one, but several, inspectors.

- Modular homes come with all the features that you would find in a site-built home. Modular homes can even be custom built to your preferences using
 the latest in computer-assisted design.

  Frequently Asked Questions

Why should I consider a modular home?

Today’s modular home offers construction of the highest quality. Modular home builder can build the home of your choice using the latest building technology, and in a controlled factory environment by specially trained workers protected from untimely weather delays. What’s better, is not only can you build the home of your dreams, but the factory-built process makes it more affordable for you.

How Is A Modular Home Different From A Site-Built Home?

A site-built home is built "on-site" using traditional building techniques that meets either a local or state building code. A modular home is built using the same materials found in a site-built homes in a factory setting that meets either state or local building codes. Modular homes are treated exactly the same for zoning and financing purposes as site-built homes.

What Is The Role Of The Builder/Dealer The Modular Home Process?

Most modular homes are sold through independent builder/dealers.
The builder is responsible for variety of products and services, including helping you customize the home to fit your needs and budget. The builder is also responsible for obtaining the necessary building permits for your building project, preparing the site-work and pouring the foundation of your home, coordinating the delivery and installation of your home, and doing any completion necessary to make the home yours. Residential builders are usually licensed at the state level, and usually must complete a set of requirements prior to licensure.

Are there any special zoning or financing considerations for modular homes?

No. A modular home is exactly the same as site-built homes in building codes, zoning, financing, appraisal, and value appreciation.